baynoy

在线收款

从第一笔测试付款，到强制 3-D Secure 的正式卡支付。

尚未上线 —— api.baynoy.com 无法解析，下面的示例目前无法运行。它们描述的是我们正在实现的接口约定，本页的结构仍可能调整。

1 — Create a payment

Create a payment intent with amount, currency and your order reference. You receive a client secret that the hosted payment page consumes.

Node
const baynoy = require("@baynoy/sdk")("bk_test_...");

const link = await baynoy.paymentLinks.create({
  amount: 4900, // integer minor units — never floats
  currency: "EUR",
  title: "Design retainer",
});

2 — Let the customer pay

Card fields are hosted and PCI-certified; 3-D Secure runs on every card payment. Apple Pay and Google Pay appear automatically where supported.

3 — Trust the webhook, not the redirect

The redirect tells the customer what happened; the signed webhook tells your system. Fulfil on payment.succeeded only.

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