Створюйте з Baynoy

curl https://api.baynoy.com/v1/payments \
  -H "Authorization: Bearer sk_test_••••" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 4900,
    "currency": "USD",
    "methods": ["card","usdc"],
    "payout":  { "type": "bank", "currency": "USD" }
  }'

import { verify } from "@baynoy/sdk";

export async function POST(req: Request) {
  const sig  = req.headers.get("Baynoy-Signature")!;
  const body = await req.text();
  const evt  = verify(body, sig, process.env.BAYNOY_WHSEC!);
  // evt.type === "payment.succeeded"
  return new Response("ok");
}