WHAT WE COLLECT
Identity data (name, email, DOB), business data (company name, tax ID), financial data (bank, wallet, transactions), device data (IP, browser, device fingerprint for fraud).
HOW WE USE IT
To deliver our services, perform KYC/AML, prevent fraud, comply with sanctions screening, and improve the product. We do not sell personal data.
SUBPROCESSORS
Licensed card processors, Bridge, Circle, Chainalysis, Cloudflare, AWS, Datadog, Sentry, Twilio, Meta WhatsApp Business, Intercom. The full list with regions is available at baynoy.com/subprocessors.
YOUR RIGHTS
Under GDPR, CCPA and KVKK, you may request access, correction, deletion, or export of your personal data. Contact [email protected] — we respond within 30 days.
RETENTION
Account and transaction records are kept for 7 years to comply with financial regulations. Marketing data is deleted within 90 days of unsubscribing.
INTERNATIONAL TRANSFERS
Data may be processed in the United States, the European Union, and the United Kingdom. Standard Contractual Clauses are used for transfers outside the EEA.