Send payouts & manage accounts

Send money to verified bank accounts and reconcile balances.

Not live yet — api.baynoy.com does not resolve, so the examples below will not run today. They describe the contract we are building to, and the shapes on this page may still change.

Beneficiaries, then payouts

Add a verified beneficiary (name-matched bank account), then create payouts against your available balance. New beneficiaries carry a short cooldown and step-up verification.

Balance truth

GET /v1/balances returns pending, available, reserved and blocked amounts per currency — the same numbers the dashboard shows, from the same ledger.

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