Pricing
One transparent rate. No monthly fee, no setup cost, no surprises.
Card
4.9%
per transaction + $0.30
Stablecoin (USDC)
1.0%
per transaction
These are our published rates. High-volume merchants can negotiate a custom rate — contact sales once you're processing over $100K/month.
How much do you actually take home?
Pick a payment method and a charge amount. We show you the exact net you keep — no fine print.
Payment method
Per transaction
Estimated monthly
Assuming 30 payments of this size per month.
Customer pays
$3,000
You receive
$2,852.7
Numbers are end-to-end — they include every cost in the flow. The rate you see is the rate that lands on your statement.
Same rate, every channel
The API uses the same rates
Whether a payment comes through Hosted Checkout, a widget, a payment link or your own integration, the fee is identical. No premium for using the API.
- Bank settlement: T+2 business days to any IBAN, ACH or wire account in your name.
- USDC payout: Same-day, often within minutes, to a wallet on Solana, Base, Ethereum or Polygon.
- Test mode: Free unlimited test transactions, never billed and never settled.
- Webhooks: HMAC-signed, retried with exponential backoff for 24 hours, replayable from the dashboard.
- High volume: Above $100k monthly, contact us for a custom rate tailored to your channel mix.
Frequently asked questions
Is there a monthly fee?⌄
No. You pay per transaction — no subscription, no minimum, no setup fee.
When do funds arrive?⌄
T+2 business days for bank settlement; near-instant for USDC payouts to a wallet you control.
Where do I receive funds?⌄
Any IBAN, ACH or wire account in your name, or a USDC wallet on Solana, Base, Ethereum or Polygon.
Do I need a registered business?⌄
No to start — individuals can onboard. Higher monthly volumes and custom rates require a registered entity.
Are refunds free?⌄
Yes. Refunds carry no extra fee. The original transaction fee is not returned, but no new fee is charged.
Can I negotiate the rate?⌄
Above $100k monthly volume we offer custom pricing tailored to your channel mix. Get in touch via the contact page.